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13 Ways to Save Money as a Stay at Home Mom

Ways to Save Money as a Stay at Home Mom

Are you a housewife seeking to save more money this year? You just hit the right spot! See practical 13 Ways to Save Money as a Stay at Home Mom For 2024! how to save money as a stay at home mom.


Money related issues are the main reasons why most women refuse to be stay-at-home moms!

I mean, that is a good enough reason! 

It’s not easy to be a parent and adding the distress of money-related problems can triple your stress level and make you hate your life.

Although staying at home with our newborn and small children is priceless, because no one can raise your baby or toddler with much love and care as ‘you’

So considering staying at home with our small children is a good enough sacrifice.

Feeding kids and taking care of the home entirely on one income is not an appealing idea, but as moms, we have to do what we must to be able to manage the home at some decent level and still bring out the best in our children.

Saving money as a stay-at-home mum is a little ‘uncomfortable’ or mostly ‘uncomfortable’ but totally doable if you put your mind to it.

Staying at home with a baby can be a huge blessing in disguise if you don’t earn much from your salary to begin with.

These days, the cost of a monthly fee for a daycare could wap-up all of your monthly or weekly pay, which prompts the sensible question. “Why working?”

All of the above are good enough reasons to consider staying at home with your newborn or small toddler until you’re able to register them in a less costly in-state preschool.

In order to be a successful stay-at-home mom, you should learn the survival skill of saving money every month no matter how tight the income might be. 

Learning basic steps to save more money can go a long way to lessen your stress level and motherhood anxiety. 

Here are practical, no-nonsense tips to help you save money as a stay-at-home mum. how to save money as a stay at home mom?

13 Ways to Save Money as a Stay at Home Mom

1. Meal planning is a life-saver

Meal planning is simply the process of choosing which meals to prepare in the coming days. It is rewarding to learn how to meal plan on a budget so that you can save money and food waste while eating well!

Eating good food, both nutritious and tasty, doesn’t require a huge grocery budget.

Planning your meals for the next few days or weeks ahead takes a bit of time, but will help you save money in the long run.

When you have a meal plan, you will be less likely to spend money on fast food or convenience meals.

2. Utilize free national events and exhibitions.

There are numerous types of festivals in the world and most countries celebrate important events or traditions with traditional cultural events and activities. Festivals are also strongly associated with national holidays. Lists of national festivals are published to make participation easier and memorable.

You can take your kids to any of these events free of charge and get them entertained.

Take note of all the free holidays and exhibitions around your vicinity and utilize them properly.

100 Free and Fun Things To Do Without Spending a Dime

3. Keep things out of the reach of young children and toddlers

Keeping things out of the reach of your young toddlers will save you the cost of buying the items that they mindlessly ruin.

 Kids can do a lot of bad things to your expensive lotions, sprays, powders, makeups, drinks, margarine, soaps, or could even harm themselves in the process…. so keeping things out of the reach of kids will not only save you money but will keep your kids safe.

4. Ways to Save Money as a Stay at Home: Use a monthly budget

A monthly budget accounts for the money that goes for your monthly expenses.

A good monthly budget should follow the 50/30/20 rule.

According to this method, your monthly take-home income is divided into three categories: 50% for needs, 30% for wants and 20% for savings and debt repayment.

You should use a well-calculated monthly budget to be able to save more money as a stay-at-home mom.

You should take cognizance of your spouse’s monthly earnings and make sure you don’t overspend or underspend money in any given month.

5. Use cash alongside a list of purchases

It’s easier to overspend money when you take your ATM card to the shops.

But you could save a lot of money by making a list first and taking alongside the exact amount for the purchase.

If you intend to save more money as a stay-at-home mum, you should endeavor to always use a grocery list to purchase items at any given time.

You can also use a list to shop for non-food items.

Just always be with a list anytime you intend to purchase anything…that is the best way you can save money as a stay-at-home mom.  

 6. Ways to Save Money as a Stay at Home:

Buy items in bulk 

Buying all your Monthly items in bulk can save you tons of money. It’s also one of the best ways to save money on groceries.

Although not every grocery item can be bought in bulk because they go bad before you get the chance to use them, try to buy the preservable ones in bulk.

Items like; lotions, grains, milk, chocolates, dry proteins, coffee, diapers, wipes, cooking oil, honey, dishwashers, detergent, bathing soap, toothpaste, butter, bacon, cheese, frozen veggies, fruits and canned foods- can all be bought in bulk and stocked in your pantry, or kitchen. 

7. Save money on cooking gas

Cooking gas can eat up your budget if you don’t manage it well- to save more money on cooking gas;

  • don’t put on your cooking gas until you’re ready to cook. 
  • don’t over boil water, eggs or overcook food. 
  • off your gas cooker rather than decreasing.
  • check for gas leakage regularly in your cylinder.

8. Buy used clothes 

Try second-hand clothes for your kids and newborn to save some money.

These days second-hand clothes are durable and classy if you know how to sort them or where to get them.

eBay has good collections of irresistible second-hand dresses that your kids would absolutely love, plus it will suit them just fine.

I mean, they are just kids… Who cares whether you wear them pants for $100 or $10?

Your kiddies’ dresses should be quality and try to observe correct hygiene to keep them safe.

 9. Buy used toys

Ways to Save Money as a Stay at Home Mom

 Buying used toys and strollers can save you a lot of money as a stay-at-home mum.

 Most times, I find used toys and strollers to be far more durable than their newer generations.

While shopping for second hand toys and strollers, check for portability, comfort, durability and neatness.

The product you choose should be appealing and not old or worn-out!

Your kid will be happy to have a new toy to play with, they won’t even notice it’s not completely new… plus, it’s rewarding to teach kids toy minimalism to kids so that they can concentrate on what matters most as they are growing older.

10. Use leftover food 

Don’t Trash your leftover stew, soup, or food dressings, if you really want to Save Money On Food.

Your leftover food can make healthy new dishes that you can share on Pinterest, Facebook or even sell your creative recipe to big chefs looking to add innovative recipes to their cooking business.

You can play around with your leftover meals and create an entirely different dish that is solely your own creativity.

11. Consider growing a compost garden for your greens

Greens are easily planted and nurtured these days. The trick is, not to throw out your overripe fresh fruit seeds, but to use them to make a small compost garden in your backyard. 

Growing small vegetables like tomatoes, pepper, and green foods will save you lots of money, food waste- plus, you can start a business from it.

12. Cook meals in bulkWays to Save Money as a Stay at Home Mom

Cook meals in bulk like soups, stews, sauces, salads, dressings and pastes so that you can easily make their edible counterpart when the need arises. 

Cooking meals in bulk will save you money, time, energy and waste- plus, you get to enjoy cooking better and also develop the habit of eating home-cooked meals.

13. Save more money on utility bills

Learn how to save money as a stay at home mom by seeking ways to manage your utility bills.


Saving tips for electricity.

Saving tips for cable subscription.

Saving tips for phone subscription.

How to save money on gas.

That’s it!!!

All of the above are helpful Ways to Save Money as a Stay at Home Mom!

If you enjoyed this post, please do not forget to share with a loved one.

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13 Ways to Save Money as a Stay at Home Mom For 2021

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