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Where Can I Use My Floor And Decor Credit Card?

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Pretty sure you are dying to know Where You Can Use Your Floor and Decor Credit Card? Once with the card, your next question is; Where Can I Use My Floor And Decor Credit Card?

Where Can I Use My Floor And Decor Credit Card?

Here are the 3 best places to use your floor and decor credit card:

Where Can I Use My Floor And Decor Credit Card?
  • Home Appliances
  • Lighting Fixtures
  • Wall Art

With the Floor and Decor Credit Card, you can earn up to 20% back in rewards on all your purchases. But with so many store brands and items available at the same location, how do you know what you can use your credit card on?

Read on to learn more about where you can use your card and how to earn points toward your next purchase.

1. Home Appliances

In addition to flooring, you can use your credit card at Home Appliances, where you’ll find a variety of items including fans, water heaters, heaters/ac units/HVAC systems, and dehumidifiers. The credit card may be used toward a purchase of $1 or more in-store or online.

Note that you must pay for your purchase in full. If you choose to finance your purchase through an outside company (such as PayPal), they will assess their own interest rate on top of any applicable store financing rate.

Please note: Purchases made with the Floor & Decor credit card do not qualify for additional rewards points earned on other purchases with a Home Depot® / HD® / Hardware Hank® / Lowes® Mastercard® or Lowe’s Business RewardsTM Mastercard® unless otherwise stated. All terms and conditions are subject to change without notice.

2. Lighting Fixtures

Floor & Decor has over 10,000 lighting fixtures for sale on its website. The company offers many different types of lighting, including chandeliers, pendants, ceiling fans, track lighting, sconces, and more.

Some of these products are not eligible for a credit card. If you need assistance locating a product that is qualified for financing through your card at Floor & Decor you can use contact customer service to ask about any restrictions on specific items or any terms regarding financing flooring through your credit card.

Once you know which items qualify for financing, you can browse them online. When you find an item that fits your style, price range, and needs it’s time to purchase it using your floor and decor credit card.

3. Wall Art

With a $100 credit card limit, you can purchase as many small-ticket items as you want. The one place to avoid is art auctions. These often feature expensive, one-of-kind pieces that your credit won’t be able to handle.

If you find yourself enticed by an auction lot, I recommend stopping by your local flooring store afterward to get some second opinions on condition and value before bidding on it. But other than that, there are no hard rules for what you can or cannot buy with your credit card. It’s yours to spend as you please!


Urah Toks

Hi, Welcome to My Safe Haven! I am Urah, a Certified Financial Advisor And Frugalista. Every Extra Dollar Seeks to Help Moms and Wannabes Find The Right Way to Earn as a Stay-at-Home, Save Some of The Extras and Invest Wisely. As a Frugal-Freak Mom, I Can Teach You From Years Of Experience, How to Get Out Of Debt and Invest in a Lifetime Streams of Passive-Income. Join Me, Let's Get Rich Together!

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