How to receive money through Western Union

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Here’s a guide on how to receive money through Western Union. Receiving money from friends, family, and coworkers can be a breeze with Western Union. Direct transfers to a bank account or a mobile wallet are both possible with money sent through Western Union.

Alternatively, you can pick up your cash at any Western Union location within a day or two of the money being transferred.

Choose a delivery method that is most convenient for you and request a tracking number once the funds have been transferred. Give the sender accurate information.

How to Send Money With Western Union; Via App/Bank/Online

How to receive money through Western Union

1. Provide the sender with the details of your bank account.

To send money directly to your bank, the sender will require the name of your bank, your account number, and your routing number.

Give out this information only to a person or a legitimate, well-known company if you are receiving money from them. To find your account and routing number, call your bank or go online to your bank’s website and sign in.

2. Make a transfer of the funds to your bank account.

How to receive money through Western Union

You must inform the sender and provide them with your necessary banking information if you want to receive money into your bank account. Your account number, IBAN, and BIC are all included in this.
After the money is transferred, you should see it in your account within a few days.
Your country or bank may not provide this service.

3. Use a Western Union prepaid card.

You can receive money on this card and then use it as a debit card to make purchases and payments. Once you’ve registered the card, you can use your Western Union account to load money onto your card by entering the MTCN. You can also use your phone to put money on the card.

4. Receive Money with your phone.

Money can be transferred directly to a “mobile wallet” on a cell phone through certain carriers in certain countries. For more information, go to Western Union’s website.

In a quick summation,

How to receive money through Western Union

How to receive money through Western Union

i) Provide your bank account details to the sender.

To transfer money directly to your bank, the sender will need your bank’s name, as well as your account number and routing number. Only give out this information if you are receiving money from someone you know and trust or a legitimate, well-known company.

You can find your account and routing number by calling your bank or logging into your account on Western Union.

ii) Double-check that the sender has your complete name, as it appears on your bank account.

For example, if your bank account name is William H. Smith and your friend signs the transfer form “Billy Smith,” you might have trouble receiving the funds. Make sure the sender used your complete, correct name.


iii) If you are receiving funds from outside the United States, you must provide your International Bank Account Number.

You may need to give your International Bank Account Number and/or your International Bank Identifier Code to someone in another country if you are receiving money from them. To find these numbers, call your bank or go to your bank’s website.


iv) Allow two to five days for the funds to be transferred.

Money sent directly to your bank account should arrive in 2-5 days in the vast majority of cases. A receipt from the sender should state when the funds will be available.

v) Verify that the funds have been transferred by looking at your account balance.

To check if the transfer was successful, log into your online account, call your bank, or go to your local branch. It should arrive within 5 days of sending, or by the date on your sender’s receipt.

vi) Track the transaction using the Money Transfer Control Number.

A Money Transfer Control Number (MTCN) should be visible on the receipt of your sender. The Western Union website or app can be used to track the transfer with this number.

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